Published February 24, 2025
When Do I Close and When Do I Receive My Funds?
What to Expect on Closing Day as a Home Seller: When Will You Get Your Proceeds?
Closing day is the final step in selling your home, and naturally, one of the biggest questions on a seller’s mind is, “When will I receive my proceeds?” Here’s what you can expect when the closing process wraps up and the funds from your home sale are on their way to you.
When Is the Sale Officially Closed?
Your home sale is considered officially closed once two key events happen:
- The buyers sign the final HUD statement (which outlines all the financial details of the transaction).
- The sale is recorded at the Registry of Deeds by the buyer’s attorney.
Once these steps are completed, ownership officially transfers to the buyer, and the sale is finalized.
How Timing Affects When You Receive Your Funds
The timing of your closing appointment plays a big role in how quickly your proceeds are released:
Monday–Thursday Closings:
If your closing happens early enough in the day for the sale to be recorded on the same day, you can expect to receive your funds within 24 hours. The funds are typically sent via FedEx to the address you provided. Prefer to pick up your check in person? You can do so once the sale is officially recorded.Friday Closings:
Timing is especially important if your closing is scheduled on a Friday. If the transaction isn’t recorded before the registry office closes, the recording won’t happen until the following Monday—meaning your sale won’t officially close until then. Once recorded, you’ll receive your funds by Monday via FedEx, or you can pick up your check once it’s on record.
Final Thoughts on Receiving Your Proceeds
The closing process can feel like the finish line of a long journey, but it’s important to be aware of the timing so you’re not caught off guard by delays. Planning your closing earlier in the day—and avoiding late Friday appointments if possible—can help you get your proceeds faster.
If you’re considering selling your home and want a smooth, stress-free closing experience, let’s discuss your goals. I’ll help you navigate every step of the process and ensure you walk away with your proceeds as quickly as possible. Reach out today to get started!
